Real estate appraisal services for homeowners in the city of Corona and Riverside County
The top seven reasons CA homeowners need CALI Real Estate Appraisals:
Need help deciding the price of your house in or near Corona, CA?
We at CALI Real Estate Appraisals understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at CALI Real Estate Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At CALI Real Estate Appraisals, we're experts in helping people just like you delete unnecessary PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other homes close to yours. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from CALI Real Estate Appraisals is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An efficient appraisal from CALI Real Estate Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.